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Standard Vision Plan

Eye health is important to you and your family’s overall health. A vision plan from UnitedHealthcare helps make it easy to maintain healthier eyes and good sight while helping you save money. Our vision plan provides eye exams and eyeglasses or contacts as well as discounts on popular lens options, laser vision correction, and extra pairs of eyewear. You’ll have access to a national network of providers that includes a mix of ophthalmologists and optometrists in both private practice and retail settings.

View plan benefits (PDF)

Our comparison chart helps you find your best fit by listing important plan benefits side-by-side.

Plan comparison

Plan highlights

Network benefits

Network providers recommended, out of network allowed

Discounts available

From lenses and contacts to laser correction procedures, plus more

Vision benefits

Comprehensive eye exams, flexible frame coverage, popular lens options, and more

Lens options

Covers in full standard, scratch resistant coating, polycarbonate lenses. See benefit document for details

Network services

Network copay for covered service – what you pay

Exam(s)	$10
Eyeglasses (lenses and frames)	$10

Vision benefit frequency

Exam(s)	Once every 12 months
Eyeglass lenses	Once every 12 months
Frames	Once every 24 months
Contact lenses instead of eyeglasses	Once every 12 months

Vision benefit amounts

Frame benefit

Retail frame allowance	$130
Important information	<p>For frames that exceed the allowance, an additional 20% discount may be applied to the overage. Discounts and price protections may not be available at all providers. You should confirm cost and coverage with your provider before making a purchase.</p>

Eyeglasses (frames and lenses)

Elective contact lenses	$130
Important information	<p>Covered in full after copay (if applicable). Contact lenses are instead of eyeglass lenses and/or eyeglass frames. The allowance values above are applied toward the purchase of contact lenses. The contact lens copay is waived.</p>

Vision out-of-network reimbursements (copays do not apply)

Exam(s)	Up to $0
Frames	Up to $45
Single vision lenses	Up to $40
Lined bifocal and progressive lenses	Up to $60
Lined trifocal lenses	Up to $80
Lenticular lenses	Up to $80
Elective contacts instead of eyeglasses lenses and/or frames	Up to $105
Necessary contacts instead of eyeglass	Up to $210
Important information	<p>Necessary contact lenses are determined at the provider’s discretion for certain conditions. If your provider considers your contacts necessary, you should ask your provider to contact UnitedHealthcare Vision confirming the reimbursement that UnitedHealthcare will make before you purchase such contacts.</p>

Are your providers in network?

Find out if your optometrist, ophthalmologist, private practice or retail shop is in network

Plan highlights

Whether your vision is 20/20 or less than perfect, everyone needs to receive regular vision care. This vision plan from UnitedHealthcare gives you access to a large network of eye-health providers and the freedom to choose treatment options and eyewear.

Provider Network

Our national network of providers includes a mix of ophthalmologists and optometrists in both private practice and retail settings. Using network eye-health providers will help you save money.
Contacts

If you choose contact lenses instead of eyeglasses, this vision plan covers the fitting and evaluation fees, contact lenses (including disposables) and up to two follow-up visits with your eye doctor. If you choose contacts that are not covered in full, you will get an allowance toward the purchase price and we waive the copayment.
Children’s Eye Care Program

With this eye care program, children up to age 13 can receive a second eye exam each plan year. The program also offers coverage for a new pair of glasses (frames and lenses) if your child's vision prescription changes .5 diopter or greater in a plan year. This coverage is available at no additional premium cost and standard copays apply.

Comprehensive Exam

You get a comprehensive eye exam when you see a network vision provider.  If a disease or eye disorder is found, you'll be referred to your health plan for medical eye coverage. Retinal screening is available to help assess your eye health.
Frames and Lenses

When you use a network provider, you have an allowance you can use to help buy any frames your eye doctor offers. High-index lenses, anti-reflective coatings and more are offered at a discount. Standard scratch-resistant coating is included at no additional charge.

Choices of vision care providers

Our vision plan uses the UnitedHealthcare Vision Network, which has over 150,000 access points nationally that gives members the freedom to choose a provider or retailer that fits their needs – whether virtual or in person, national, local, specialty or online.

*Retailers a of July 1, 2023. List subject to change.

Discounts available

With the vision plan, you can take advantage of a number of different discounts — all of them are great to see and hear.

Protect your eyes and block blue light

Our vision plan gives you access to discounts on Eyesafe® blue light blocking screen filters for your digital devices. Eyesafe screen filters can be easily applied to select smartphones, tablets and laptops and are designed to help reduce exposure to high-energy blue light and maintain quality and luminance.

Popular Lens Options

Ready to see savings? If not covered by your plan, you can save up to 40% on popular lens options, like progressive lenses, tints, anti-reflective coating and more. You can also look forward to:

Standard scratch-resistant coating, included at no charge.

Discounts are available on additional pairs of eyeglasses, including prescription sunglasses at participating locations.

Not available in all states.

Ordering Contact Lenses

When ordering contacts, use our online discount ordering program to help save up to 10%.

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Standard Vision Plan

Compare to help find the right vision plan

Plan highlights

Network benefits

Discounts available

Vision benefits

Lens options

Network services

Network copay for covered service – what you pay

Vision benefit frequency

Vision benefit amounts

Frame benefit

Eyeglasses (frames and lenses)

Vision out-of-network reimbursements (copays do not apply)

Are your providers in network?

Plan highlights

Provider Network

Contacts

Children’s Eye Care Program

Comprehensive Exam

Frames and Lenses

Choices of vision care providers

Participating retailers* in our vision network include:

Discounts available

Protect your eyes and block blue light

Popular Lens Options

Ordering Contact Lenses

Standard Vision Plan

Compare to help find the right vision plan

Plan highlights

Network benefits

Discounts available

Vision benefits

Lens options

Network services

Network copay for covered service – what you pay Network copay for covered service – what you pay

Vision benefit frequency Vision benefit frequency

Vision benefit amounts Vision benefit amounts

Vision out-of-network reimbursements (copays do not apply) Vision out-of-network reimbursements (copays do not apply)

Are your providers in network?

Plan highlights

Provider Network Provider Network

Contacts Contacts

Children’s Eye Care Program Children’s Eye Care Program

Comprehensive Exam Comprehensive Exam

Frames and Lenses Frames and Lenses

Choices of vision care providers

Participating retailers* in our vision network include:

Discounts available

Protect your eyes and block blue light Protect your eyes and block blue light

Popular Lens Options Popular Lens Options

Ordering Contact Lenses Ordering Contact Lenses

Network copay for covered service – what you pay

Vision benefit frequency

Vision benefit amounts

Vision out-of-network reimbursements (copays do not apply)

Provider Network

Contacts

Children’s Eye Care Program

Comprehensive Exam

Frames and Lenses

Protect your eyes and block blue light

Popular Lens Options

Ordering Contact Lenses