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Surest Plan A2500

With this copay plan, there is no deductible and no coinsurance. You’ll get head-to-toe coverage for you and your family from colds to cancer, preventive to emergency care – available through the large, national UnitedHealthcare provider network. Plus, access from anywhere with virtual options. 

  • Search for care, compare actual prices (not estimates) in the form of a copay, and see ratings and reviews. When you compare options, you can also potentially save money. 
  • Surest members average 50% lower out-of-pocket costs compared to traditional plans offered by employers. 
  • Access to a broad, national UnitedHealthcare network of 1.8 million providers and 5,000 hospitals. 
  • Lower copays are assigned to providers evaluated as high-value – in other words, those providers are more effective and cost efficient. 

When you compare options and prices, you may save money

With Surest, search for the care you need, compare actual prices (not estimates), and see provider ratings, reviews, and treatment alternatives to help you decide with confidence.

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Compare to help find the right health plan

Our comparison chart helps you find your best fit by listing important plan benefits side-by-side.

Plan comparison
Plan comparison

Plan at-a-glance

Network coverage

Both network and out-of-network providers covered

Primary care provider

Primary care provider is not required

Copays

See clear, upfront prices before making an appointment.

Savings account options

Flexible spending account (FSA) offered

Medical annual deductibles and out-of-pocket limits

  • Deductible amounts

  • Out-of-pocket limits

  • Deductible amounts

  • Out-of-pocket limits

Medical costs - copays ($) and coinsurance (%)

  • Doctors and specialists

  • Virtual, urgent and emergency care

  • Doctors and specialists

  • Virtual, urgent and emergency care

Pharmacy costs

  • Pharmacy deductible amounts

  • Prescription drugs

  • Pharmacy deductible amounts

  • Prescription drugs

Are your providers in the Surest network?

With Surest, you have access to the large UnitedHealthcare network of doctors, hospitals and clinics. Prices (copays) are assigned to providers and treatments based on quality, efficiency and overall effectiveness of care.

See if your preferred providers are in our network:

A health plan that lets you shop for care like anything else

Surest is a health plan that gives you an intuitive app to cut through the complexity of health care decisions. And when you need help, Member Services is always just a call or click away.

  • The Surest health plan works like a shopping experience where you can search and compare care options, making decisions right for you.
  • The powerful, easy-to-use app gives you additional care options that allow you to choose what works best for you.
  • 24/7 cost and coverage information, plus access to the dedicated Member Services support and Clinical Advocacy teams.
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Flexible Spending Account

This plan offers flexible spending account (FSA) options through your employer. With an FSA, you can set aside money to help pay for eligible expenses. You don’t pay taxes on the amount you contribute, which helps save you money.

See FSA options