Exclusive Network Dental Plan
With the Exclusive Network Dental Plan, you can choose any network general dentist from our large national network.
By seeing a general dentist in the network, preventive care such as exams, cleanings and other preventive services are most often covered 100% with a zero-dollar copay.
A referral to a specialist is required.
There’s no deductible or minimum amount that must be paid before the plan begins to pay. There’s also no annual maximum, which is the limit to how much the plan will pay each plan year.
Compare to help find the right dental plan
Our comparison chart helps you find your best fit by listing important plan benefits side-by-side.
Plan highlights
Dental annual deductibles and out-of-pocket maximums
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Network Out-of-network Individual No Deductible Not Applicable Family No Deductible Not Applicable -
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Network Out-of-network Preventive and basic services (per person per year) No Annual Maximum Not Applicable Orthodontics (per person per lifetime) Copay Applies No Coverage
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Network Out-of-network Individual No Deductible Not Applicable Family No Deductible Not Applicable -
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Dental costs - copays ($) and coinsurance (%)
Are your providers in network?
Find out if your dental care provider is in the network.
Coverage highlights
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Get coverage on hundreds of services including crowns, braces, silver fillings and more. Preventive care, including routine exams, cleanings and fluoride treatment is covered 100% in the network.
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Select a dentist in the network to receive 100% for many preventive care services. If you choose to see a dentist outside the network for preventive services, your out-of-pocket costs may be higher.
Cost sharing
Most dental plans share the same idea: there’s what you pay for care, when you pay for it, and how much of those care costs you and your plan share.
This plan pays for preventive care
Preventive and diagnostic services, including exams and cleanings, are covered 100% when provided by a network dentist.
You have access to discounts
This plan includes a discount program where you can save on other dental services, including fillings, crowns, orthodontia and teeth whitening. The discount plan is not insurance.
No deductibles or annual maximum
There is no minimum amount that you pay before the plan begins to pay. There is also no maximum limit on how much the plan will cover each plan year.
Dental programs
Getting regular preventive care is important to maintaining good oral health. With this in mind, our dental plan programs are designed to help you keep your teeth and gums health while also helping you control costs.
24/7 Virtual dental visits
With virtual dental visits — also called teledentistry — there’s an easier way to see a dentist without going to the dentist’s office. Use virtual dental visits to:
- Get two virtual dental visits at no additional cost to you. These virtual visits are in addition to the routine in-person exams included in your plan. You may need to pay an out-of-pocket cost for additional visits.
- Connect with a state-licensed, fully credentialed dentist by computer or mobile device — so you can get the care you need whenever, wherever
- Get a second opinion, treatment options or a medically necessary prescription
- Consult with a dentist on a variety of nonemergency dental conditions, from oral pain to orthodontia needs, and more
Important: Data rates may apply. Dental virtual visits are currently unavailable in Maine and Texas. Services may not be available in all states or for all lines of business.