Exclusive Network Dental Plan

With the Exclusive Network Dental Plan, you can choose any network general dentist from our large national network. 

By seeing a general dentist in the network, preventive care such as exams, cleanings and other preventive services are most often covered 100% with a zero-dollar copay. 

A referral to a specialist is required.

There’s no deductible or minimum amount that must be paid before the plan begins to pay. There’s also no annual maximum, which is the limit to how much the plan will pay each plan year.

Compare to help find the right dental plan

Our comparison chart helps you find your best fit by listing important plan benefits side-by-side.

Plan at-a-glance

Network coverage

Network dentists only, no coverage out of network

Preventive care

Preventive care provided by a network dentist is covered at little or no cost to you

Annual maximum

This plan does not include an annual maximum

Cost-sharing

Copay due for certain services

Referrals

No primary care dentist required. Yes, a referral to see a specialist is required.

Dental annual deductibles and annual maximums

  • Annual deductible (per person)

  • Annual deductible - orthodontic services (per person)

  • Annual maximum

  • Annual deductible (per person)

  • Annual deductible - orthodontic services (per person)

  • Annual maximum (per person per calendar year)

Dental costs - copays ($) and coinsurance (%)

  • Preventive and basic services

  • Orthodontic services

  • Preventive and basic services

  • Orthodontic services

Are your providers in network?

Find out if your dental care provider is in the network.

Coverage overview

  • Plan benefits

  • Provider network

Cost sharing

Most dental plans share the same idea: there’s what you pay for care, when you pay for it, and how much of those care costs you and your plan share. 


This plan pays for preventive care

Preventive and diagnostic services, including exams and cleanings, are covered 100%  when provided by a network dentist.


You have access to discounts

This plan includes a discount program where you can save on other dental services, including fillings, crowns, orthodontia and teeth whitening. The discount plan is not insurance.


No deductibles or annual maximum

There is no minimum amount that you pay before the plan begins to pay. There is also no maximum limit on how much the plan will cover each plan year.

Programs to smile about

Getting regular care is key to your oral health. Our dental plans include programs designed to keep your teeth and gums healthy and your costs under control.

24/7 Virtual dental visits

Get 2 virtual dentist visits in addition to the routine in-person exams included in this dental plan. You may need to pay an out-of-pocket cost for additional visits. Use virtual dental visits:

  • Connect with a state-licensed, fully credentialed dentist by computer or phone — so you can get the care you need whenever, wherever
  • Consult with a dentist on a variety of nonemergency dental conditions, from oral pain to orthodontia needs
  • Get a second opinion, treatment options, or a medically necessary prescription

Important: Data rates may apply. Dental virtual visits are currently unavailable in Maine and Texas. Services may not be available in all states or for all lines of business.