Colorado Doctors Plan

A collaboration between UnitedHealthcare, CommonSpirit Health, AdventHealth, HealthONE and Banner Health. It's a different kind of health plan that focuses on your relationship with your doctor.

With this health plan, you will need to select a primary care provider (PCP) to guide your care, help you avoid cost surprises and support you in achieving your best health. If you need to see a network specialist, you will not need a referral from your PCP.

This plan includes copays - which is the fixed amount you pay each time you see a network provider.  

Colorado Doctors Plan is available to employees living in one of these 11 counties: Adams, Arapahoe, Boulder, Broomfield, Denver, Douglas, El Paso, Jefferson, Larimer, Morgan and Weld counties.

We’re here for you, even when you’re away

Traveling for business, away at school or on vacation and need care? Members can find nearby network care by visiting the Doctors plan the Doctors Plan provider directory on myuhc.com® or on the UnitedHealthcare® app and search by location. You have access to the Doctors Plan PCPs, specialists and hospitals in any state — for any eligible service — regardless of your PCP local network selection. 

Plan Highlights

Network coverage

Only network providers covered

There's no out-of-network coverage

If you don't use the network, you'll have to pay for all of the costs

Copays

Offers lower out-of-pocket costs with $0 copays for PCP visits, urgent care visits. and online doctor visits

Primary care provider

Selecting a primary care provider (PCP) is required 

Referrals are not required to see a specialist

 A referral is not required if you need to see a specialist

Savings account options

To see if savings accounts are offered through your plan, please review your plan documents or contact your employer’s benefits team.

Find a network doctor

The doctors and facilities in our network have agreed to provide services at a discount, which may help lower your health care costs - that's why searching for network providers makes good sense.

Network coverage

Network coverage plays a big part in delivering you cost savings and quality care. With the network, you'll have access to a group of health care providers and facilities that have a contract with UnitedHealthcare.Finding providers in the network is easy when you use Provider Search 

Stay in the network  To help save on costs, choose care and services from within our network.

Look for the hearts

To help you find quality and cost-efficient doctors, the
UnitedHealth Premium® program fully evaluates doctors in various specialties.

Primary care provider

With this plan, you'll need to select a primary care provider (PCP) for yourself and each covered family member. Your PCP is your health guide - coordinating your care, helping you avoid cost surprises and supporting you in achieving your best health.

It's easy to find and choose a network PCP—to get started, go to Provider Search. If you end up not picking a PCP by the deadline, one will be selected for you—but know that you can always change your PCP anytime at myuhc.com.

  • How to choose your primary care physician

Services Covered

With this plan, preventive services are covered at 100%. Here's just a partial list of what's covered:

Doctor Office Visits and Labs

Emergency and Outpatient Care

Mental Health and Substance Disorder Service

Pregnancy and Newborn Care

Health and Wellness


The UnitedHealth Premium® designation program is a resource for informational purposes only. Designations are displayed in UnitedHealthcare online physician directories at myuhc.com®. You should always visit myuhc.com for the most current information. Premium designations are a guide to choosing a physician and may be used as one of many factors you consider when choosing a physician. If you already have a physician, you may also wish to confer with him or her for advice on selecting other physicians. You should also discuss designations with a physician before choosing him or her. Physician evaluations have a risk of error and should not be the sole basis for selecting a physician. Please visit myuhc.com for detailed program information and methodologies.