Medical and Dental plan information

Medical plans overview

UnitedHealthcare offers a variety of health plans with different provider networks. This means that doctors and hospitals may vary based on the health plan you choose. 

Please be sure to review your benefits documents for more information about your plan and to find out the provider networks associated with your plan.

Medical plans provider networks

Doctors and facilities in the UnitedHealthcare network have agreed to provide services for you at a discount. Try to use network providers whenever you can because it can help lower your costs.

Click below to reach the page with a list of provider directory links for our UnitedHealthcare plans.

UnitedHealth Premium® Program

Choosing a doctor is one of the most important decisions you'll make. The UnitedHealth Premium® program makes it easier for you to find doctors in designated specialties that have met benchmarks for quality and cost-efficient care criteria. That way, you can find care that is right for you and your family, and may even save money.

Dental plans overview

UnitedHealthcare offers a variety of dental plans designed to help you pay for dental check-ups, cleanings and other services to help keep your teeth and gums healthy. 

An example of a dental plan available through UnitedHealthcare is highlighted below: our Dental Participating Provider Organization (PPO) plan. 

Please review your enrollment materials and official plan documents to see if your employer offers a dental plan and the type of plan offered. 

Dental PPO highlights

  • See any dentist you want, anywhere across the country. When you choose a network dentist, you may receive discounted rates only available to members. Out-of-network providers may charge more for services, even above what your plan allows.  Please note that if a network dental provider is not available within a reasonable distance of where you live or work, you may be allowed to see an out-of-network dental provider and still receive services at the network rate.
  • Get coverage on hundreds of services, such as crowns, braces, silver fillings and more.
  • Referrals are not needed to see a specialist.
  • Preventive care is covered 100% in the network. Includes routine cleanings, fluoride treatments and bitewing X-rays.
  • Expectant mothers get extra coverage. Cleanings can be received during pregnancy and three months following delivery (This benefit not available in all states).
  • Oral cancer screenings are covered for adults (age 18 and older).
  • Earn award dollars by getting dental checkups.

Paying for care with a Dental PPO

  • You pay a deductible. This does not apply to preventive care services received in the network.
  • You pay coinsurance. This does not apply to preventive care services received in the network.
  • Your plan pays until it reaches the annual maximum, the most your dental plan will pay for covered services in a plan year.

For details on what your plan covers, see your plan documents.

Provider network options with Dental PPO

The Dental PPO plan can be offered with one of two national networks of dentists and dental clinics. If your employer offers Dental PPO, please see your plan documents for the provider network being used.

Dental Preferred Provider Organization (PPO 20) Network

Dental Preferred Provider Organization (PPO 30) Network

The UnitedHealth Premium® designation program is a resource for informational purposes only. Designations are displayed in UnitedHealthcare online physician directories at®. You should always visit for the most current information. Premium designations are a guide to choosing a physician and may be used as one of many factors you consider when choosing a physician. If you already have a physician, you may also wish to confer with him or her for advice on selecting other physicians. You should also discuss designations with a physician before choosing him or her. Physician evaluations have a risk of error and should not be the sole basis for selecting a physician. Please visit for detailed program information and methodologies.

Dental PPO: This policy DOES NOT include coverage of pediatric dental services as required under federal law. Coverage of pediatric dental services is available for purchase in the State of Colorado, and can be purchased as a stand-alone plan, or as a covered benefit in another health plan. Please contact your insurance carrier, agent, or Connect for Health Colorado to purchase either a plan that includes pediatric dental coverage, or an Exchange-qualified stand-alone dental plan that includes pediatric dental coverage.

UnitedHealthcare dental coverage underwritten by UnitedHealthcare Insurance Company, located in Hartford, Connecticut, UnitedHealthcare Insurance Company of New York, located in Islandia, New York, or their affiliates. Administrative services provided by Dental Benefit Providers, Inc., Dental Benefit Administrative Services (CA only), DBP Services (NY only), United HealthCare Services, Inc. or their affiliates. Plans sold in Texas use policy form number DPOL.06.TX, DPOL.12.TX and DPOL.12.TX (Rev. 9/16) and associated COC form numbers DCOC.CER.06, DCOC.CER.IND.12.TX and DCERT.IND.12.TX. Plans sold in Virginia use policy form number DPOL.06.VA with associated COC form number DCOC.CER.06.VA and policy form number DPOL.12.VA with associated COC form number DCOC.CER.12.VA. This policy has exclusions, limitations and terms under which the policy may be continued in force or discontinued. For costs and complete details of the coverage, contact either your broker or the company.