SignatureValue® Harmony HMO

The UnitedHealthcare SignatureValue® Harmony HMO Plan is designed to deliver lower costs and more choice while helping you navigate the healthcare system more easily. With this plan, you'll need to select a primary care physician (PCP) — someone who can help guide you toward better health, coordinate your care and refer you to specialists, if needed.  Using the SignatureValue network, you can choose from providers throughout Southern California.

You won’t have coverage if you go out of the network or if you see a specialist without an electronic referral from your PCP.

Preventive care is covered 100% in the network. You don't have to pay any out-of-pocket costs for age-appropriate preventive care as long as you use a network doctor.

You are eligible for this plan if you live or work in Los Angeles, Orange, Riverside, San Bernardino or San Diego County.

Plan Highlights

Network coverage

Only network providers covered

There's no out-of-network coverage.

If you don't use the network, you'll have to pay for all of the costs.

Primary care physician

Primary care provider required

Referrals are required to see a specialist

You won't have coverage if you use an out-of-network provider or if you see a specialist without an electronic referral from your PCP

Savings account options

To see if Savings Accounts are offered through your plan, please review your plan documents or contact your employer’s benefits team.

Personalized member support

New member support and mobile apps can help you schedule and prepare for your first care visit, locate network providers, fill prescriptions and find answers to questions

Find a network doctor

The doctors and facilities in our network have agreed to provide services at a discount, which may help lower your health care costs - that's why searching for network providers makes good sense.

Network coverage

Network coverage plays a big part in delivering you cost savings and quality care. With the network, you'll have access to a group of health care providers and facilities that have a contract with UnitedHealthcare. Finding providers in the network is easy when you use Provider Search.

Stay in the SignatureValue Harmony network - To help save on costs, choose care and services from within this network

Look for the hearts

To help you find quality and cost-efficient doctors, the UnitedHealth Premium® program fully evaluates doctors in various specialties.

Primary care physician

With this plan, you'll need to select a primary care physician (PCP) for yourself and each covered member. Your PCP is your health guide - coordinating your care, helping you avoid cost surprises and supporting you in achieving your best health.

It's easy to find and choose a network PCP — to get started, go to Provider Search. If you end up not picking a PCP by the deadline, one will be selected for you — but know that you can always change your PCP anytime.

Services Covered

With this plan, preventive services are covered at 100%. This is a partial list of what's covered. Review your plan documents for a more complete list.

Doctor Office Visits and Labs

Emergency and Outpatient Care

Mental Health and Substance Disorder Service

Pregnancy and Newborn Care

Health and Wellness

* As of 5/21. There has been a change to the SignatureValue HMO product counts. Individual providers are counted one time, regardless of the number of specialties they are licensed for or number of locations they practice in. NDAR counts as of October 2021

The UnitedHealth Premium® designation program is a resource for informational purposes only. Designations are displayed in UnitedHealthcare online physician directories at®. You should always visit for the most current information. Premium designations are a guide to choosing a physician and may be used as one of many factors you consider when choosing a physician. If you already have a physician, you may also wish to confer with him or her for advice on selecting other physicians. You should also discuss designations with a physician before choosing him or her. Physician evaluations have a risk of error and should not be the sole basis for selecting a physician. Please visit for detailed program information and methodologies.