Choose the dental plan that makes you smile
Check your employer's enrollment site to see if dental plans are offered as part of your open enrollment options. Our dental plans are designed to help keep your teeth and gums healthier.
Dental plans include:
Access to a large regional and national network of dental providers
Coverage on hundreds of services — from fillings and root canals to oral surgery and more
Preventive care, which is covered when you use a network dental provider
Using a network provider may help you save money
Before enrolling in a plan, it’s a good idea to make sure your dentist is in our plan network. The dentists and dental care providers in our network have agreed to provide services at a discount. This means that using a network dentist will provide you with a higher level of coverage and may help lower your dental care costs.
If you live in AZ, CA, CO, DC, FL,GA, IL, IN, MD, MI, MO, NC, NJ, NV, NY, OH, OR, PA, TN, TX, UT, VA, or WI
Get 24/7 access to virtual dental visits
Get 2 virtual dentist visits1 in addition to the routine in-person exams included in this dental plan. You may need to pay an out-of-pocket cost for additional visits. Use virtual dental visits to:
- Connect with a state-licensed, fully credentialed dentist by computer or phone2 — so you can get the care you need whenever, wherever
- Consult with a dentist on a variety of nonemergency dental conditions, from oral pain to orthodontia needs
- Get a second opinion, treatment options, or a medically necessary prescription
Estimate your dental care costs
Using UnitedHealthcare® app or myuhc.com®, personalized cost information is available for members to help estimate and manage expenses. By entering or selecting the visit or procedure type, this tool will estimate the cost based on their dental or health plan, including whether their deductible has been met for the year.
Review your dental plan options
Depending where you live, you have a choice of a PPO or a DHMO/Exclusive Network plan.
The Bronze, Silver and Gold (PPO) plans are available to residents of all states.
The Platinum (DHMO/Exclusive Network) plan is available if your employer offers it and if you are a resident of AZ, CA, CO, DC, FL, GA, IL, IN, MD, MI, MO, NC, NJ, NV, NY, OH, OR, PA, TN, TX, UT, VA, or WI. Please check your employer’s enrollment site to see if the Platinum plan is available.
Bronze, Silver, Gold (PPO)
Platinum (DHMO/Exclusive Network plan)
Please note: Network and out-of-network coverage levels are equal; however, when you choose to see an out-of-network dentist, you must pay the difference between what we pay our network dentists and what your out-of-network dentist bills you.
The above questions and answers are a general description of coverage benefits. You should refer to your official plan documents.
1Dental virtual visits are currently unavailable in Maine and Texas. Services may not be available in all states or for all lines of business.
2Data rates may apply.
Cost estimator: All UnitedHealthcare members can access a cost estimate online or on the mobile app. None of the cost estimates are intended to be a guarantee of your costs or benefits. Your actual costs may vary. When accessing a cost estimate, please refer to the Website or Mobile application terms of use under Find Care & Costs section. Specialty benefits and programs may not be available in all states or for all group sizes. Components subject to change.
Dental PPO: UnitedHealthcare dental coverage underwritten by UnitedHealthcare Insurance Company, located in Hartford, Connecticut, UnitedHealthcare Insurance Company of New York, located in Islandia, New York, or their affiliates. Administrative services provided by Dental Benefit Providers, Inc., Dental Benefit Administrative Services (CA only), DBP Services (NY only), United HealthCare Services, Inc. or their affiliates. Plans sold in Texas use policy form number DPOL.06.TX, DPOL.12.TX, DPOL.12.TX (Rev. 9/16) and DPOL.18.TX and associated COC form numbers DCOC.CER.06, DCOC.CER.IND.12.TX, DCERT.IND.12.TX and DCOC.18.TX. Plans sold in Virginia use policy form number DPOL.06.VA with associated COC form number DCOC.CER.06.VA, policy form number DPOL.12.VA with associated COC form number DCOC.CER.12.VA or policy form number DPOL.18.VA with associated COC form number DCOC.18.VA. This policy has exclusions, limitations and terms under which the policy may be continued in force or discontinued. For costs and complete details of the coverage, contact either your broker or the company.
Exclusive Network Dental Plan: UnitedHealthcare dental coverage is underwritten by UnitedHealthcare Insurance Company, located in Hartford, Connecticut or its affiliates. Administrative services provided by Dental Benefit Providers, Inc., United HealthCare Services, Inc. or their affiliates.
The Exclusive Network Dental Plan in Georgia is underwritten by UnitedHealthcare of Georgia, Inc. Administrative services provided by Dental Benefit Provider, Inc., United HealthCare Services, Inc. or their affiliates.
The Exclusive Network Dental Plan in Ohio is underwritten by UnitedHealthcare of Ohio, Inc. Administrative services provided by Dental Benefit Provider, Inc., United HealthCare Services, Inc. or their affiliates.
The New York Exclusive Network Dental Plan is underwritten by UnitedHealthcare Insurance Company of New York located in Islandia, New York. Administrative services provided by DBP Services.
The Texas Exclusive Network Dental Plan from UnitedHealthcare is offered by National Pacific Dental, Inc. Benefits for the UnitedHealthcare dental DHMO plans are offered by National Pacific Dental, Inc. National Pacific Dental, Inc. is wholly owned by Dental Benefit Providers, Inc., a UnitedHealth Group company. Plans sold in Texas use contract form number DHMO.CNT.11.TX or DCNT.DHMO.19.TX and associated EOC form number DHMO.EOC.11.TX, DHMO.EOC.16.TX or DEO.DHMO.19.TX.
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