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Choose the dental plan that works for you

Check your employer's enrollment site to see if dental plans are offered as part of your open enrollment options. Our dental plans are designed to help keep your teeth and gums healthier. 

Dental plans include:

Access to a large local and national network of dental providers

Coverage on hundreds of services — from fillings and root canals to oral surgery and more

Preventive care, which is covered when you use a network dental provider

Using a network provider may help you save money

Before enrolling in a plan, it’s a good idea to make sure your dentist is in our plan network. The dentists and dental care providers in our network have agreed to provide services at a discount. This means that using a network dentist will provide you with a higher level of coverage and may help lower your dental care costs.

Search the PPO network for Bronze, Silver and Gold plans Opens in a new tab

If you live in AZ, CA, CO, DC,FL,GA,  IL, IN, MD, MI, MO, NJ, NV, NY, OH, OR, PA, TN, TX, UT, VA, or WI

Search the DHMO/Exclusive Network plan for the Platinum plan Opens in a new tab

Get 24/7 access to virtual dental visits

With virtual dental visits1 — also called teledentistry — there’s an easier way to see a dentist without going to the dentist’s office. Your dental plan includes 2 virtual visits per plan year in addition to the routine in-person exams included in your plan. Use virtual dental visits to:
  • Get two virtual dental visits at no additional cost to you.2 These virtual visits are in addition to the routine in-person exams included in your plan. 
  • Connect with a state-licensed, fully credentialed dentist by computer or mobile device — so you can get the care you need whenever, wherever3
  • Get a second opinion, treatment options or a medically necessary prescription
  • Consult with a dentist on a variety of nonemergency dental conditions, from oral pain to orthodontia needs, and more
Learn more about virtual visits Opens in a new tab

Using the Discounts and Rewards Marketplace

With the UnitedHealthcare dental plan, you will have access to our Discount and Rewards Marketplace, powered by BenefitHub, which provides discount offers on several services and products.

Learn about discounts Opens in a new tab

Review your dental plan options

Depending where you live, you have a choice of a PPO or a DHMO/Exclusive Network plan.

The Bronze, Silver and Gold (PPO) plans are available to residents of all states.

The Platinum (DHMO) plan is available if your employer offers it and if you are a resident of AZ, CA, CO, DC, FL, GA, IL, IN, MD, MI, MO, NJ, NV, NY, OH, OR, PA, TN, TX, UT, VA, or WI. Please check your employer’s enrollment site to see if the Platinum plan is available.

Bronze, Silver, Gold (PPO)

  • Is preventive care covered?

  • What other services are covered?

  • Is orthodontia covered?

  • Are oral cancer screenings covered?

  • Is there extra care during pregnancy?

  • Can I see any dentist I want?

  • How big is the network?

  • Is there a difference in costs?

  • Do I need a referral to see a specialist?

  • Are there pre-existing condition exclusions?

Platinum (DHMO/Exclusive Network plan)

  • Is preventive care covered?

  • What other services are covered?

  • Is orthodontia covered?

  • Are oral cancer screenings covered?

  • Is there extra care during pregnancy?

  • Can I see any dentist I want?

  • How big is the network?

  • Is there a difference in costs?

  • Do I need a referral to see a specialist?

  • Are there pre-existing condition exclusions?

Please note: Network and out-of-network coverage levels are equal; however, when you choose to see an out-of-network dentist, you must pay the difference between what we pay our network dentists and what your out-of-network dentist bills you.

The above questions and answers are a general description of coverage benefits. You should consult with your official plan documents.

A closer look at how oral health connects with overall health

Getting regular dental checkups and screenings can help your dentist detect early signs of gum disease, which may help reduce the risk of diabetes4 heart disease,5 respiratory conditions6 and rheumatoid arthritis.5 And when you have a UnitedHealthcare health plan and dental plan, you get the added benefit of a simplified, connected health care experience.

1 Dentist virtual visits currently unavailable in Maine or Texas. Services many not be available in all states or for all lines of business. 

2 You may need to pay an out-of-pocket cost for additional visits. 

3 Data rates may apply.

4 Xiaofeng Wang, Huiyu Wang, Tianfu Zhang, Lu Cai, Chenfei Kong, Jinting He. Front Endocrinol (Lausanne): “Current Knowledge Regarding the Interaction Between Oral Bone Metabolic Disorders and Diabetes Mellitus.” Published online August 7, 2020. www.ncbi.nlm.nih.gov/pmc/articles/PMC7438828/

5. N. Fine, J.W. Chadwick, C. Sun, K.K. Parbhakar, N. Khoury, A. Barbour, M. Goldberg, H.C. Tenenbaum, M. Glogauer. Journal of Dental Research: “Periodontal Inflammation Primes the Systemic Innate Immune Response.” First published October 20, 2020. journals.sagepub.com/doi/10.1177/0022034520963710

6. Vittorio Moraschini, José de Albuquerque Calasans-Maia, Monica Diuana Calasans-Maia. Journal of Periodontology: “Association between asthma and periodontal disease: A systematic review and meta-analysis.” First published February 23, 2018. aap.onlinelibrary.wiley.com/doi/abs/10.1902/jop.2017.170363

UnitedHealthcare dental coverage underwritten by UnitedHealthcare Insurance Company, located in Hartford, Connecticut, UnitedHealthcare Insurance Company of New York, located in Islandia, New York, or their affiliates. Administrative services provided by Dental Benefit Providers, Inc., Dental Benefit Administrative Services (CA only), DBP Services (NY only), United HealthCare Services, Inc. or their affiliates. Plans sold in Texas use policy form number DPOL.06.TX, DPOL.12.TX, DPOL.12.TX (Rev. 9/16) and DPOL.18.TX and associated COC form numbers DCOC.CER.06, DCOC.CER.IND.12.TX, DCERT.IND.12.TX and DCOC.18.TX. Plans sold in Virginia use policy form number DPOL.06.VA with associated COC form number DCOC.CER.06.VA, policy form number DPOL.12.VA with associated COC form number DCOC.CER.12.VA or policy form number DPOL.18.VA with associated COC form number DCOC.18.VA. This policy has exclusions, limitations and terms under which the policy may be continued in force or discontinued. For costs and complete details of the coverage, contact your company.