Pharmacy benefits

Medications can play an important role in maintaining your health. Use the information here to check out what's covered, discover ways to lower costs, see how to fill prescriptions and more.

Find out what medications are covered

When it comes to coverage, keep in mind that some medications may have requirements before filling them. Also, if a medication doesn't fit your budget, it's a good idea to remember your doctor is here to help—talk to them about lower cost options.

Prescription Drug List

The easiest way to find out if a prescription is covered is to check the Prescription Drug List (PDL) — which takes the most commonly prescribed medications and organizes them into cost tiers.

How to manage medication costs

The Prescription Drug List (PDL) takes medications and places them into tiers, arranging them from lowest to highest cost.

$
Tier 1

Lowest Cost

Mostly generic and some name-brand medications

$$
Tier 2

Mid-range Cost

A mix of brand-name and generic medications

$$$
Tier 3

Higher Cost

A mix of brand-name and generic medications

  • Here are a few PDL tips:

Ordering your medications

You have choices in the way you order your prescriptions.

Home delivery

With home delivery, you can get (up to) a (3-month) of your long-term medications. Long-term medications are those you take on a regular basis.

Signing up is easy, and there's free standard shipping to U.S. addresses.

Network pharmacy

Pick up your medications at any of the many pharmacies in our UnitedHealthcare network.

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