Superior Officers Council

City of New York Police Department

Dental benefits are an important part of your overall health and financial wellbeing. The Trustees of the Superior Officers Council will be offering new dental plans for our members beginning May 1, 2023. As a Fund member, you will have an offering of dental benefits with the flexibility and financial protection to provide you and your family the coverages that best fit your personal situation.

We hope you find this information on this site helpful as you consider your dental health needs.

Learn more about the benefits of a plan with UnitedHealthcare

National Preferred Provider Options PPO10 (Premium Free) Plan

Features:

  • Large, national network with strong savings
  • $2000 family maximum annually
  • Small out of network reimbursement schedule
  • Shared cost for child orthodontic care

If you are looking for:

  • A plan with favorable network coverage for preventive care and minor restorative care such as fillings, root canal,  minor periodontal care
  • Child orthodontic benefits in network
  • A family with minor, major and surgical dental procedures needed, this plan has higher copays plus you may need more benefit coverage than the $2000 family annual maximum plan allows.
  • Happy with the network choice in your area. 

UnitedHealthcare (Premium Free) Managed Care Plan

(DHMO Type Plan)

Features:

  • No annual individual or family maximum
  • Use any network dentist, no need to choose in advance
  • Coverage for preventive care, filling, crowns, implants, ortho and more.
  • No out of network coverage
  • Referral needed for specialty care

If you are looking for:

  • A plan that is cost effective with broad coverage and no individual or family maximum
  • Individual or families who see the dentist often, have a variety of dental needs plus happy with the network choice in your area.
  • Most affordable implant coverage, plan includes child and adult orthodontic coverage with a network orthodontist. 

Buy Up Plan – Member Cost Share Plan

Features:

  • Largest national network, strong savings
  • $3000 individual maximum annually
  • No copayments in network for preventive, basic and major services
  • Highest out of network reimbursement

If you are looking for:

  • A plan with no copayments in network for preventive, basic and major services
  • Individual or family wanting the greatest choice of in network dentists and the freedom to go out of network and still have favorable coverage
  • If you have major and surgical dental procedures needed, this plan has higher benefit coverage with a $3000 per individual annual maximum
  • Strongest coverage for child orthodontic care