Your Saved Plans
-
No saved plans
High Deductible
With the High Deductible Plan, you’ll need to select a Primary Care Physician (PCP) from the NexusACO® network to help you manage your care.
Our national Tier 1 network includes select Accountable Care Organization (ACO) providers and network physicians who meet the standards for safe, timely and effective quality care. Choosing Tier 1 providers and hospitals in an ACO will help you get the most out of your health plan benefits.
Where you go for care can make a difference. You will pay less by using Tier 1 providers so it’s important to check your doctor’s Tier 1 status before you access care to be sure their Tier 1 status hasn’t changed. You may choose services from an out-of-network provider. However, care services may likely cost you more.
To see a network specialist, you don’t need a referral from your PCP.
Preventive care is covered 100 percent in the network. You don't have to pay any out-of-pocket costs for age-appropriate preventive care.
This plan features a Health Savings Account (HSA) - a personal bank account that lets you put money aside, tax-free, to save and pay for qualified medical expenses.
If you enroll in this health plan, you may also choose to enroll for Pharmacy Benefits. For more information, visit Optum Rx.
Plan at-a-glance
Network coverage
Network coverage plays a big part in delivering you cost savings and quality care. With the network, you'll have access to a group of health care providers and facilities that have a contract with UnitedHealthcare.
Are your providers in network?
Stay in the network
To help save on costs, choose care and services from within our network.
The importance of a primary care provider (PCP)
Primary care provider
With this plan, you'll need to select a primary care provider (PCP) for yourself and each covered family member. Your PCP is your health guide - coordinating your care, helping you avoid cost surprises and supporting you in achieving your best health.
If you don't select a PCP by the deadline, one will be selected for you. But you can always change your PCP anytime at myuhc.com.
The importance of a primary care provider (PCP)
Having a PCP to help guide and coordinate your care is important whether or not the health plan you select requires one.
Covered services
Here’s a partial list of covered services when in network:
- Preventive Care Service
- Doctor Office Visits (both virtual and in-person) and Labs
- Emergency and Outpatient Care
- Mental Health and Substance Disorder Service
- Pregnancy and Newborn Care
You are now leaving our website.
Links to other websites are provided for your convenience and we are not responsible for the site’s content. Information is presented without any warranty as to its reliability, accuracy, accessibility or usefulness.