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Healthy Start Limited Medical MEC

The Healthy Start Limited Medical Minimum Essential Coverage (MEC) plan provides limited coverage for the most frequently utilized healthcare services to help you keep cost in check and enjoy a healthier life.

Offering coverage for a variety of Essential Health Benefits, this plan provides coverage for health care reform preventive services and medications at $0 copay. It also provides limited coverage for PCP visits ($25 copay per visit), specialist visits ($50 copay per visit) and Urgent Care visits ($150 per visit).

This plan meets health reform requirements — no pre-existing condition exclusions, no annual or lifetime dollar limits and $0 copayments for preventive services. Included with the plan is an annual out-of-pocket maximum which is the most you will pay in a plan year. When using network providers the annual maximum is $9,100 for an individual and $18,200 for a family.

You must use a network provider for your plan to cover your plan benefits, except for medically necessary emergency care or as otherwise required by law.

View plan benefits

Plan at-a-glance

Network coverage

Only network providers covered

Primary care provider

Primary care provider is not required

Copays

Copay due for certain services and prescriptions

Savings account options

Savings account options not offered

Network coverage

Network coverage plays a big part in delivering you cost savings and quality care. With the network, you'll have access to a group of health care providers and facilities that have a contract with UnitedHealthcare.

Are your providers in network?

Stay in the network

To help save on costs, choose care and services from within our network.

Premium care physician

Make informed choices for your medical care with UnitedHealth Premium®. You’ll have access to doctors across multiple specialties who meet national standards for safe, timely and effective quality care.

The importance of a primary care provider (PCP)

Primary care provider

This plan does not require you to have a primary care provider (PCP), but choosing one for yourself and each covered family member is highly recommended. Your PCP is your health guide - coordinating your care, helping you avoid cost surprises and supporting you in achieving your best health.

Easily find and choose a primary care provider
Click the provider network link above to open the network provider directory for your selected plan.

Then follow these steps:

Under “What type of Medical Care can we help you find near:”, click Change Location, enter your location information, and click Update Location.
Under “Find Care by Category”, select People > Primary Care > All Primary Care Providers to see a listing of PCPs.
Scroll through the listing and select the name of the network PCP you'd like to coordinate your care.
Click on the PCP’s name for the Provider ID number.

Important: For health plans requiring a PCP, a PCP will be selected for you and your covered family members if you don’t pick one by the enrollment deadline. You can change your PCP anytime at myuhc.com.

The importance of a primary care provider (PCP)

Having a PCP to help guide and coordinate your care is important whether or not the health plan you select requires one.

Healthy Start Limited Medical MEC

Plan at-a-glance

Network coverage

Primary care provider

Copays

Savings account options

Network coverage

Are your providers in network?

Stay in the network

Premium care physician

The importance of a primary care provider (PCP)

Primary care provider

Easily find and choose a primary care provider Easily find and choose a primary care provider

The importance of a primary care provider (PCP)

Easily find and choose a primary care provider