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Doctors Plan of Arizona

In collaboration with Banner Health Network and HonorHealth, Doctors Plan of Arizona is designed to help bring you an easier health care experience, an integrated approach to care and lower costs. With this plan, you choose a primary care physician (PCP), who will help coordinate and guide you to the care you need.  You will not need a referral from your PCP if you need to see a network specialist.

This plan includes copays — which is the fixed amount you pay each time you see a network provider.

To enroll, you must live or work in Maricopa or Pinal County. This plan’s network includes Banner Health Network and HonorHealth.

Plan at-a-glance

There's no out-of-network coverage

If you don't use the network, you'll have to pay for all of the costs

Selecting a primary care provider (PCP) is required

Referrals are not required to see a specialist

Copays

Offers lower out-of-pocket costs with $0 copays for PCP visits*† and convenience care visits*

Savings account options

To see if savings accounts are offered through your plan, please review your plan documents or contact your employer’s benefits team.

Savings account options

Savings account options not offered

Network coverage

Network coverage plays a big part in delivering you cost savings and quality care. With the network, you'll have access to a group of health care providers and facilities that have a contract with UnitedHealthcare. 

Are your providers in network?

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The importance of a primary care provider (PCP)

Primary care provider

With this plan, you'll need to select a primary care provider (PCP) for yourself and each covered family member. Your PCP is your health guide - coordinating your care, helping you avoid cost surprises and supporting you in achieving your best health.

If you don't select a PCP by the deadline, one will be selected for you.  But you can always change your PCP anytime at myuhc.com.

  • It's easy to find and choose a network Primary Care Provider

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The importance of a primary care provider (PCP)

Having a PCP to help guide and coordinate your care is important whether or not the health plan you select requires one. 

Copays and cost sharing

Most health plans share the same idea: there's how much you pay for the cost of care, when you pay for it, and what percentage of those costs you and your plan share. It can all be a little confusing, especially when you add in words like "deductible" and "copay".

To make it easier, here's an example of how health plans work.

At the start of your health plan year...

You're responsible for paying 100% of the costs for covered health care, up until you reach your deductible. The deductible is the amount you pay before the plan starts sharing costs. Age appropriate preventive care is covered 100% as long as you use a network provider.

About COPAYS...

Some health plans have a copay, which is a fixed amount you pay each time you see a provider or purchase a prescription. Because copays don't count toward your deductible, you're responsible for paying 100% of your copay up until you reach your out-of-pocket limit.

When you reach your DEDUCTIBLE

Coinsurance kicks in and your health plan starts sharing a percentage of these costs with you, up until you reach your out-of-pocket limit.

When you reach your OUT‑OF‑POCKET LIMIT

The most you'll have to pay for the costs of health care in a plan year is your out-of-pocket limit. Once this limit is reached, your health plan covers you at 100% for the rest of the plan year.