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UHC Colorado Doctors CDHP 3500
A collaboration between UnitedHealthcare, CommonSpirit Health, AdventHealth, HealthONE and Banner Health.
Colorado Doctors Plan® is a different kind of health plan that focuses on your relationship with your doctor.
With this health plan, you will need to select a primary care provider (PCP) to guide your care, help you avoid cost surprises and support you in achieving your best health. Colorado Doctors Plan uses your personal health record to help network doctors coordinate your care.
If you need to see a network specialist, you will not need a referral from your PCP.
This plan includes copays - which is the fixed amount you pay each time you see a network provider.
It also features a Health Savings Account (HSA) — a personal bank account that lets you put money aside, tax-free, to save and pay for qualified medical expenses.
Colorado Doctors Plan is available to employees living in one of these counties: Adams, Arapahoe, Boulder, Broomfield, Denver, Douglas, Elbert, El Paso, Jefferson, Larimer, Logan, Morgan, Phillips, Sedgewick and Weld counties.
Compare to help find the right health plan
Our comparison chart helps you find your best fit by listing important plan benefits side-by-side.
We’re here for you, even when you’re away
Need care while traveling for business, away at school, or on vacation? You can find nearby network care by visiting the Doctors Plan provider directory on the UnitedHealthcare® app or myuhc.com® and search by location. You have access to the Doctors Plan PCPs, specialists and hospitals in any state — for any eligible service — regardless of your PCP local network selection.
Plan at-a-glance
Medical annual deductibles and out-of-pocket limits
Medical costs - copays ($) and coinsurance (%)
Network coverage
Network coverage plays a big part in delivering you cost savings and quality care. With the network, you'll have access to a group of health care providers and facilities that have a contract with UnitedHealthcare.
Are your providers in network?
Stay in the network
To help save on costs, choose care and services from within our network.
The importance of a primary care provider (PCP)
Primary care provider
With this plan, you'll need to select a primary care provider (PCP) for yourself and each covered family member. Your PCP is your health guide - coordinating your care, helping you avoid cost surprises and supporting you in achieving your best health.
If you don't select a PCP by the deadline, one will be selected for you. But you can always change your PCP anytime at myuhc.com.
The importance of a primary care provider (PCP)
Having a PCP to help guide and coordinate your care is important whether or not the health plan you select requires one.
Health Savings Account
This plan comes with an opportunity to open up a health savings account (HSA) — a bank account where you can put money aside, tax-free, to save and pay for eligible health care expenses.
Save today, spend whenever
- Spend your HSA money on eligible health expenses now.
- Build up your HSA savings and use it later.
- Your savings can be carried over year to year, even if you change jobs, health plans, or retire.
Enjoy tax advantages
- Money you deposit is federal income tax-free.
- Your savings grow income tax-free.
- Withdrawals for qualified health care expenses are income tax free.
Use your account easily
- Use money in your HSA to pay for qualified health care expenses.
- Pay bills online or pay with checks linked to your HSA.
- Upload receipts and store them in your own online receipt vault.
Services covered in the network
Here's a partial list of your coverage:
- Preventive Care Services
- Doctor Office Visits and Labs
- Emergency and Outpatient Care
- Mental Health and Substance Disorder Service
- Pregnancy and Newborn Care
- Health and Wellness
The UnitedHealth Premium® designation program is a resource for informational purposes only. Designations are displayed in UnitedHealthcare online physician directories at myuhc.com®. You should always visit myuhc.com for the most current information. Premium designations are a guide to choosing a physician and may be used as one of many factors you consider when choosing a physician. If you already have a physician, you may also wish to confer with him or her for advice on selecting other physicians. You should also discuss designations with a physician before choosing him or her. Physician evaluations have a risk of error and should not be the sole basis for selecting a physician. Please visit myuhc.com for detailed program information and methodologies.
The UnitedHealthcare plan with Health Savings Account (HSA) is a qualifying high deductible health plan (HDHP) that is designed to comply with IRS requirements so eligible enrollees may open a Health Savings Account (HSA) with a bank of their choice or through Optum Bank, Member of FDIC. The HSA refers only and specifically to the Health Savings Account that is provided in conjunction with a particular bank, such as Optum Bank, and not to the associated HDHP.
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