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DHMO

With the Exclusive Network Dental Plan, you can choose any network general dentist from our large national network.  

By seeing a general dentist in the network, preventive care such as exams, cleanings and other preventive services are most often covered at little or no cost to you. Check to confirm there is a convenient in-network dentist close to your home or work. 

When specialty coverage is included, a referral is required.

There’s no deductible or minimum amount that must be paid before the plan begins to pay. There’s also no annual maximum, which is the limit to how much the plan will pay each plan year.

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Plan at-a-glance

Network coverage

Network dentists only, no coverage out of network

Preventive care

Most or all preventive care provided by a network is covered at little or no cost to you

Annual maximum

This plan does not include an annual maximum

Cost-sharing

Copay due for certain services

Referrals

No primary care dentist or referral to see a specialist required.

Are your providers in network?

Find out if your dental care provider is in the network.

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Coverage overview

  • Plan benefits

  • Provider network

Programs to smile about

Getting regular care is key to your oral health. Our dental plans include programs designed to keep your teeth and gums healthy and your costs under control.

24/7 Virtual dental visits

Get 2 virtual dentist visits in addition to the routine in-person exams included in this dental plan. You may need to pay an out-of-pocket cost for additional visits. Use virtual dental visits:

  • Connect with a state-licensed, fully credentialed dentist by computer or phone — so you can get the care you need whenever, wherever
  • Consult with a dentist on a variety of nonemergency dental conditions, from oral pain to orthodontia needs
  • Get a second opinion, treatment options, or a medically necessary prescription

Important: Data rates may apply. Dental virtual visits are currently unavailable in Maine and Texas. Services may not be available in all states or for all lines of business.  

Extra dental care dollars

Our Consumer MaxMultiplier® rewards you for keeping up with your dental care by adding dollars to next year’s annual maximum. Here’s how it works:

  • You and each covered family member can qualify for rewards by visiting the dentist at least once during the plan year, with claims below the plan’s set amount
  • Reward dollars help pay for claims exceeding your annual maximum
  • Unused reward dollars roll over each year

Rewards are not cash. They are added to your annual maximum for the following year and applied to qualifying claims.

Stay connected to dental care from anywhere

With the UnitedHealthcare Dental Care app, you can:

  • Find a neighborhood dentist
  • Access our Dental Cost Calculator tool to calculate and review procedure estimates
  • Manage dental claims
  • Access your digital ID card