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Enhanced PPO

With this plan, you can use any doctor, clinic, hospital or health care facility you want in our national network.

There’s coverage if you need to go out of the network. However, seeing an out-of-network provider will likely cost you more. If you need to see a specialist, a referral is not required.

Preventive care is covered 100 percent in the network. You don't have to pay any out-of-pocket costs for age-appropriate preventive care as long as you use a network doctor.

Our comparison chart helps you find your best fit by listing important plan benefits side-by-side.

Plan comparison

Summary

Deductible
	Network	Out of Network
Individual	$750	$3,000
Family	$1,500	$6,000

Out of Pocket
	Network	Out of Network
Individual	$5,500	$11,000
Family	$11,000	$22,000

Network coverage

Both network and out-of-network providers covered

Primary care provider

Primary care provider is not required

Copays

Copay due for certain services and prescriptions

Savings account options

Savings account options not offered

Deductible
	Network	Out of Network
Individual	$750	$3,000
Family	$1,500	$6,000

Out of Pocket
	Network	Out of Network
Individual	$5,500	$11,000
Family	$11,000	$22,000

Network coverage

Network coverage plays a big part in delivering you cost savings and quality care. With the network, you'll have access to a group of health care providers and facilities that have a contract with UnitedHealthcare.

Are your providers in network?

Stay in the network

To help save on costs, choose care and services from within our network.

Look for the hearts

To help you find quality and cost-efficient doctors, the
UnitedHealth Premium® program fully evaluates doctors in various specialties.

Having a PCP to help guide and coordinate your care is important whether or not the health plan you select requires one.

Primary care provider

While this plan does not require you to have a primary care provider (PCP), choosing one for yourself and each covered family member is highly recommended. Your PCP is your health guide - coordinating your care, helping you avoid cost surprises and supporting you in achieving your best health.

It's easy to find and choose a network PCP - just go to Provider Search to get started.

Choosing your Primary Care Provider
Click on the Provider Search link above to find the network for your selected plan.

Then follow these steps:

Under “What type of Medical Care can we help you find near”, click Change Location, fill in your location information, and click Update Location.
Under “Find Health Care by Category”, select People > Primary Care > All Primary Care Providers to see a listing of PCPs.
Scroll through the listing and select the name of the network PCP you'd like to coordinate your care.
Click on the PCP’s name for the 14-digit Provider ID number — write it down so that you can provide that information when you enroll.

Important: For health plans requiring a PCP, a PCP will be selected for you and your covered family members if you don’t pick one by the enrollment deadline. You can change your PCP anytime at myuhc.com.

Having a PCP to help guide and coordinate your care is important whether or not the health plan you select requires one.

Preventive services are covered in the network

Here's a partial list of your coverage:

Doctor Office Visits and Labs

Emergency and Outpatient Care

Mental Health and Substance Disorder Service

Pregnancy and Newborn Care

Health and Wellness

Enhanced PPO

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