Financial Protection Plans

Financial protection plans are designed to help you plan for the unexpected—and help protect the financial future for you and your family.

Hospital Indemnity Protection Plan

For help protecting your budget from high hospital bills, hospital indemnity can work alongside your health plan by paying you cash after hospital care. You can use the cash any way you choose—from paying hospital stay expenses to your health care deductible to out-of-pocket costs and more.

  • Highlights

  • Benefits payable for

IMPORTANT: Some benefits may not be available in all states

Critical Illness Protection Plan

Protect your finances and your family against the impact of a critical illness. Critical illness insurance helps ensure that, should you be diagnosed with a critical illness, you’ll have financial support to help you with paying daily living expenses.

  • Highlights

  • Base plan

PLEASE NOTE: Some benefits may not be available in all states

Accident Protection Plan

Prepare for the unexpected with accident insurance that helps reimburse you if you receive care for a covered injury.

Accident insurance sends you a payment if you have a covered injury. The amount you receive will be based on the covered expenses, which may include emergency room services, surgeries, recovery care and more.

Highlights

  • Lump sum payment is paid directly to you after you submit your claim request and we verify it’s for a covered injury.
  • Use the payment in any way you choose such as helping pay your mortgage or rent, your deductible or other out of pocket expenses.

  • If you have a UnitedHealthcare Health Plan, a Claim Advocate can help you submit your claim.
  • Coverage is portable so, if you change jobs, you can take the plan with you.
  • Base benefits

PLEASE NOTE: Some benefits may not be available in all states

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