Compare health plan details
Check out what’s covered — and the benefit amounts — with each different plan.

Basic Plan (Choice Plus CDHP) Choose a different plan | Premier Plan (Choice Plus CDHP) Choose a different plan | Select Plan (NexusACO OA) Choose a different plan | |
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Network coverage Does this plan cover both network and out-of-network providers? | Yes — covers both network and out-of-network doctors and providers | Yes — covers both network and out-of-network doctors and providers | No — covers network doctors and facilities only |
Primary Care Provider Is a Primary Care Provider (PCP) required with this plan? | No — this plan does not require a PCP | No — this plan does not require a PCP | Yes — this plan requires you to choose a PCP |
Savings account option Does this plan offer a savings or reimbursement account that can be used toward health expenses? | Yes — health savings account (HSA) | Yes — health savings account (HSA) | No |
Basic Plan (Choice Plus CDHP) Choose a different plan | Premier Plan (Choice Plus CDHP) Choose a different plan | Select Plan (NexusACO OA) Choose a different plan | |
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Search for providers Find out if your doctor, clinic or facility is in the network |
Basic Plan (Choice Plus CDHP) Choose a different plan | Premier Plan (Choice Plus CDHP) Choose a different plan | Select Plan (NexusACO OA) Choose a different plan | |
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Deductible amounts | |||
Individual | |||
Network | $3,100 | $1,750 | $2,600 |
Out-of-network | $5,000 | $3,000 | Not Applicable |
Family | |||
Network | $6,200 | $3,500 | $5,200 |
Out-of-network | $10,000 | $6,000 | Not Applicable |
Out-of-pocket limits | |||
Individual | |||
Tier 1 / Designated network | Not Applicable | Not Applicable | $3,500 |
Network | $5,200 | $3,500 | $6,800 |
Out-of-network | $9,000 | $6,900 | Not Applicable |
Family | |||
Tier 1 / Designated network | Not Applicable | Not Applicable | $7,000 |
Network | $10,400 | $7,000 | $13,600 |
Out-of-network | $18,000 | $13,800 | Not Applicable |
Basic Plan (Choice Plus CDHP) Choose a different plan | Premier Plan (Choice Plus CDHP) Choose a different plan | Select Plan (NexusACO OA) Choose a different plan | |
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Doctors and specialists | |||
Preventive care visit | |||
Tier 1 / Designated network | Not Applicable | Not Applicable | $0 |
Network | $0 | $0 | $0 |
Primary care visit (illness or injury) | |||
Tier 1 / Designated network | Not Applicable | Not Applicable | $20 |
Network | 20% | 10% | 20% |
Out-of-network | 40% | 40% | Not Applicable |
Specialist visit | |||
Tier 1 / Designated network | Not Applicable | Not Applicable | $40 |
Network | 20% | 10% | 20% |
Out-of-network | 40% | 40% | Not Applicable |
Virtual, urgent and emergency care | |||
24/7 Virtual Visit (online doctor) | |||
Tier 1 / Designated network | Not Applicable | Not Applicable | $20 |
Network | 20% | 10% | $20 |
Urgent care visit | |||
Tier 1 / Designated network | Not Applicable | Not Applicable | $60 |
Network | 20% | 10% | $60 |
Out-of-network | 40% | 40% | Not Applicable |
Emergency room | |||
Tier 1 / Designated network | Not Applicable | Not Applicable | $250 |
Network | 20% | 10% | $250 |
Out-of-network | 20% | 10% | $250 |