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CA Direct Compensation Plan

The CA Direct Compensation plan helps make it easier to get the dental care you need, when you need it, with access to quality coverage and the flexibility to choose any general dentist in the plan network.  

By seeing a general dentist in the network, preventive care such as exams, cleanings and other preventive services are most often covered 100% with a zero-dollar copay.

If you don’t choose a dentist in the network, you won’t receive coverage. However, if a network dental provider is not available within a reasonable distance of where you live or work, you may be referred to an out-of-network dental provider and still receive services at the network rate. 

Referrals are required to see a specialist. 

There’s no deductible or minimum amount that must be paid before the plan begins to pay. There’s also no annual maximum, which is the limit to how much the plan will pay each plan year.   

Dental Benefit Summary

UnitedHealthcare Dental, Underwriting by Dental Benefit Providers of California, Inc. 

Plan highlights

Network coverage

Network dentists only

Preventive care

Preventive care provided by a network dentist is covered at 100%

Annual maximum

This plan does not include an annual maximum

Copays

Copay due for certain services

Primary care dentist and referrals

No primary care dentist required. Yes, a referral to see a specialist is required.

Dental annual deductibles and out-of-pocket maximums

  • Annual deductible (per person)

  • Annual deductible - orthodontic services (per person)

  • Annual maximum (per person)

  • Annual deductible (per person)

  • Annual deductible - orthodontic services (per person)

  • Annual maximum (per person)

Dental costs - copays ($) and coinsurance (%)

  • Preventive and basic services

  • Preventive and basic services

Are your providers in network?

Find out if your dental care provider is in the network.

Search the CA Direct Compensation Network Opens in a new tab

Coverage highlights

  • Plan benefits

  • Provider network

Cost sharing

Most dental plans share the same idea: there’s what you pay for care, when you pay for it, and how much of those care costs you and your plan share. 

This plan pays for preventive care

Preventive and diagnostic services, including exams and cleanings, are covered 100%  when provided by a network dentist.

You have access to discounts

This plan includes a discount program where you can save on other dental services, including fillings, crowns, orthodontia and teeth whitening. The discount plan is not insurance.

No deductibles or annual maximum

There is no minimum amount that you pay before the plan begins to pay. There is also no maximum limit on how much the plan will cover each plan year.