Select Plus Plan (California)

With this plan, you can use any doctor, clinic, hospital or health care facility in our network, which helps you save money. There’s coverage if you need to go out of the network. However, seeing an out-of-network provider will likely cost you more. 

You are not required to choose a primary care physician (PCP) or obtain referrals for eligible services from specialists. However, Select Plans promote the value of coordinated care, and every Select Plan member is automatically provided a PCP once enrolled. Members are encouraged to engage their PCP as a guide to the most appropriate care for their specific health needs. 

Preventive care is covered 100% in the network. You don’t have to pay any out-of-pocket costs for age-appropriate preventive care as long as you use a network doctor.


Plan Details
Individual Family
Deductible N/A N/A
Out-of-pocket Limit N/A N/A

Network coverage

Both network and out-of-network providers covered

Primary care provider

Primary care provider not required—but choosing one is highly recommended


Copay due for certain services and prescriptions

Savings account options

To see if savings accounts are offered through your plan, please review your plan documents or contact your employer’s benefits team.

Savings account options

Savings account options not offered

Prescription Coverage

Finding out if your prescriptions are covered is easy when you use Prescription Search.

Are your providers in network?

Primary care provider not required-but choosing one is highly recommended.

Network coverage

Network coverage plays a big part in delivering you cost savings and quality care. With the network, you'll have access to a group of health care providers and facilities that have a contract with UnitedHealthcare. Finding providers in the network is easy when you use Provider Search.

Stay in the network

To help save on costs, choose care and services from within our network.

Look for the hearts

To help you find quality and cost-efficient doctors, the UnitedHealth Premium® program fully evaluates doctors in various specialties.

Primary care provider

While this plan does not require you to have a primary care provider (PCP), choosing one for yourself and each member is highly recommended. Your PCP is your health guide - coordinating your care, helping you avoid cost surprises and supporting you in achieving your best health.

It's easy to find and choose a network PCP - just go to Provider Search to get started.

Services covered

With this plan, preventive services are covered at 100%. Here's just a partial list of what's covered - for the full list view full benefits

Doctor Office Visits and Labs

Emergency and Outpatient Care

Mental Health and Substance Disorder Service

Pregnancy and Newborn Care

Health and Wellness