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Select Plan (California)

With this health plan, you can use any doctor, clinic, hospital or health care facility in our network, which helps save you money. There is no coverage if you go out of network. 

You are not required to choose a primary care physician (PCP) or obtain referrals for eligible services from specialists. However, Select Plans promote the value of coordinated care, and every Select Plan member is automatically provided a PCP once enrolled. Members are encouraged to engage their PCP as a guide to the most appropriate care for their specific health needs. 

Preventive care is covered 100% in the network. You don’t have to pay any out-of-pocket costs for age-appropriate preventive care as long as you use a network doctor.

Plan at-a-glance

Network coverage

Only network providers covered

Primary care provider

Primary care provider is not required

Referrals are not required to see a specialist

Copays

Copay due for certain services and prescriptions

Savings account options

To see if savings accounts are offered through your plan, please review your plan documents or contact your employer’s benefits team.

Prescription Coverage

Finding out if your prescriptions are covered is easy when you use Prescription Search.

Prescription search

Network coverage

Network coverage plays a big part in delivering you cost savings and quality care. With the network, you'll have access to a group of health care providers and facilities that have a contract with UnitedHealthcare. 

Are your providers in network?

Stay in the network

To help save on costs, choose care and services from within our network.

Premium care physician

Make informed choices for your medical care with UnitedHealth Premium®. You’ll have access to doctors across multiple specialties who meet national standards for safe, timely and effective quality care.

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The importance of a primary care provider (PCP)

Primary care provider

This plan does not require you to have a primary care provider (PCP), but choosing one for yourself and each covered family member is highly recommended. Your PCP is your health guide - coordinating your care, helping you avoid cost surprises and supporting you in achieving your best health. 

  • Easily find and choose a primary care provider

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The importance of a primary care provider (PCP)

Having a PCP to help guide and coordinate your care is important whether or not the health plan you select requires one. 

Covered services

Here’s a partial list of covered services when in network:

  • Preventive Care Service
  • Doctor Office Visits (both virtual and in-person) and Labs
  • Emergency and Outpatient Care
  • Mental Health and Substance Disorder Service
  • Pregnancy and Newborn Care