Skip to content

Your Saved Plans

  • No saved plans

San Diego Premier QDHP

View plan benefits

With this plan, you can use any doctor, clinic, hospital or health care facility in our national network. 

There’s coverage if you need to go out of the network. However, seeing an out- of-network provider will likely cost you more.  If you need to see a specialist, a referral is not required.  

Preventive care is covered 100 percent in the network. You don't have to pay any out-of-pocket costs for age appropriate preventive care as long as you use a network doctor.

For Premier Plan specific pricing, go to https://www.qualcommpremierplans.com

For Premier Plan specific provider searches, go to Find a Doctor (qualcommpremierplans.com).

For coverage details outside San Diego, see your health plan documents.

For San Diego based employees who enroll in the Premier PPO, but have dependents that live outside the San Diego County area, those dependents may access the UnitedHealthcare Options Network.

Compare to help find the right health plan

Our comparison chart helps you find your best fit by listing important plan benefits side-by-side.

Plan comparison
Plan comparison

Summary

Deductible
Network Out of Network
Individual $1,600 $3,100
Individual + 1 $3,200 $4,700
Individual + Children $3,200 $4,700
Family $3,600 $5,100
Out of Pocket
Network Out of Network
Individual $2,350 $4,850
Individual + 1 $3,950 $6,450
Individual + Children $3,950 $6,450
Family $4,600 $7,100

Network coverage

Both network and out-of-network providers covered

Primary care provider

Primary care provider is not required

Copays

No copay on services or prescriptions

Savings account options

Savings account options not offered

Deductible
Network Out of Network
Individual $1,600 $3,100
Individual + 1 $3,200 $4,700
Individual + Children $3,200 $4,700
Family $3,600 $5,100
Out of Pocket
Network Out of Network
Individual $2,350 $4,850
Individual + 1 $3,950 $6,450
Individual + Children $3,950 $6,450
Family $4,600 $7,100

Network coverage

Network coverage plays a big part in delivering you cost savings and quality care. With the network, you'll have access to a group of health care providers and facilities that have a contract with UnitedHealthcare. 

Are your providers in network?

Search the provider network Opens in a new tab

Stay in the network

To help save on costs, choose care and services from within our network.

Look for the hearts

To help you find quality and cost-efficient doctors, the
UnitedHealth Premium® program fully evaluates doctors in various specialties.

Cost Sharing

Most health plans share the same idea: there's how much you pay for the cost of care, when you pay for it, and what percentage of those costs you and your plan share. It can all be a little confusing, especially when you add in words like "deductible".

To make it easier, here's an example of how health plans work.

At the start of your health plan year...

You're responsible for paying 100% of the costs for covered health care, up until you reach your deductible. The deductible is the amount you pay before the plan starts sharing costs. Age appropriate preventive care is covered 100% as long as you use a network provider.

About COPAYS...

Some health plans have a copay, which is a fixed amount you pay each time you see a provider or purchase a prescription. Because copays don't count toward your deductible, you're responsible for paying 100% of your copay up until you reach your out-of-pocket limit.

When you reach your DEDUCTIBLE

Coinsurance kicks in and your health plan starts sharing a percentage of these costs with you, up until you reach your out-of-pocket limit.

When you reach your OUT‑OF‑POCKET LIMIT

The most you'll have to pay for the costs of health care in a plan year is your out-of-pocket limit. Once this limit is reached, your health plan covers you at 100% for the rest of the plan year.

Preventive services are covered in the network

Here's a partial list of your coverage:

Doctor Office Visits and Labs

Emergency and Outpatient Care

Mental Health and Substance Disorder Service

Pregnancy and Newborn Care

Health and Wellness

...