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HMO

Available to eligible employees living in Florida

With the Neighborhood Health Plan (NHP), you can use any doctor, clinic, hospital or health care facility in the our UnitedHealthcare NHP provider network. You are required to use a network provider for your plan to cover your plan benefits, except for medically necessary emergency care or as otherwise required by law.

You’ll need to select a Primary Care Physician (PCP) from the NHP network to help you manage your care. To see a specialist, you will need your PCP to provide a referral.

Age-appropriate preventive care is covered 100% in the network. This means you don't have to pay any out-of-pocket costs for this preventive care as long as you use a network doctor.

Our comparison chart helps you find your best fit by listing important plan benefits side-by-side.

Plan comparison

Summary

Deductible
	Network
Individual	$0
Family	$0

Out of Pocket
	Network
Individual	$2,500
Family	$5,000

Network coverage

Only network providers covered

Primary care provider

Primary care provider is required

Copays

Copay due for certain services and prescriptions

Savings account options

Savings account options not offered

Deductible
	Network
Individual	$0
Family	$0

Out of Pocket
	Network
Individual	$2,500
Family	$5,000

Network coverage

Network coverage plays a big part in delivering you cost savings and quality care. With the network, you'll have access to a group of health care providers and facilities that have a contract with UnitedHealthcare.

Are your providers in network?

Stay in the network

To help save on costs, choose care and services from within our network.

Look for the hearts

To help you find quality and cost-efficient doctors, the
UnitedHealth Premium® program fully evaluates doctors in various specialties.

Having a PCP to help guide and coordinate your care is important whether or not the health plan you select requires one.

Primary care provider

With this plan, you'll need to select a primary care provider (PCP) for yourself and each covered family member. Your PCP is your health guide - coordinating your care, helping you avoid cost surprises and supporting you in achieving your best health.

It's easy to find and choose a network PCP—to get started, go to Provider Search. If you end up not picking a PCP by the deadline, one will be selected for you—but know that you can always change your PCP anytime at myuhc.com.

Choosing your Primary Care Provider
Click on the Provider Search link above to find the network for your selected plan.

Then follow these steps:

Under “What type of Medical Care can we help you find near”, click Change Location, fill in your location information, and click Update Location.
Under “Find Health Care by Category”, select People > Primary Care > All Primary Care Providers to see a listing of PCPs.
Scroll through the listing and select the name of the network PCP you'd like to coordinate your care.
Click on the PCP’s name for the 14-digit Provider ID number — write it down so that you can provide that information when you enroll.

Important: For health plans requiring a PCP, a PCP will be selected for you and your covered family members if you don’t pick one by the enrollment deadline. You can change your PCP anytime at myuhc.com.

Having a PCP to help guide and coordinate your care is important whether or not the health plan you select requires one.

HMO

Compare to help find the right health plan

Summary

Network coverage

Primary care provider

Copays

Savings account options

Network coverage

Are your providers in network?

Stay in the network

Look for the hearts

The importance of a primary care provider (PCP)

Primary care provider

Choosing your Primary Care Provider

The importance of a primary care provider (PCP)

HMO

Compare to help find the right health plan

Summary

Network coverage

Primary care provider

Copays

Savings account options

Network coverage

Are your providers in network?

Stay in the network

Look for the hearts

The importance of a primary care provider (PCP)

Primary care provider

Choosing your Primary Care Provider Choosing your Primary Care Provider

The importance of a primary care provider (PCP)

Choosing your Primary Care Provider