HMO
Available to eligible employees living in Florida
With the Neighborhood Health Plan (NHP), you can use any doctor, clinic, hospital or health care facility in the our UnitedHealthcare NHP provider network. You are required to use a network provider for your plan to cover your plan benefits, except for medically necessary emergency care or as otherwise required by law.
You’ll need to select a Primary Care Physician (PCP) from the NHP network to help you manage your care. To see a specialist, you will need your PCP to provide a referral.
Age-appropriate preventive care is covered 100% in the network. This means you don't have to pay any out-of-pocket costs for this preventive care as long as you use a network doctor.
Compare to help find the right health plan
Our comparison chart helps you find your best fit by listing important plan benefits side-by-side.
Plan highlights
Medical annual deductibles and out-of-pocket limits
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Network Individual $0 Family $0
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Network Individual $2,500 Family $5,000
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Network Individual $0 Family $0 -
Medical costs - copays ($) and coinsurance (%)
Pharmacy costs
Network coverage
Network coverage plays a big part in delivering you cost savings and quality care. With the network, you'll have access to a group of health care providers and facilities that have a contract with UnitedHealthcare.
Are your providers in network?
Stay in the network
To help save on costs, choose care and services from within our network.
The importance of a primary care provider (PCP)
Primary care provider
With this plan, you'll need to select a primary care provider (PCP) for yourself and each covered family member. Your PCP is your health guide - coordinating your care, helping you avoid cost surprises and supporting you in achieving your best health.
If you don't select a PCP by the deadline, one will be selected for you. But you can always change your PCP anytime at myuhc.com.
The importance of a primary care provider (PCP)
Having a PCP to help guide and coordinate your care is important whether or not the health plan you select requires one.
The UnitedHealth Premium® designation program is a resource for informational purposes only. Designations are displayed in UnitedHealthcare online physician directories at myuhc.com®. You should always visit myuhc.com for the most current information. Premium designations are a guide to choosing a physician and may be used as one of many factors you consider when choosing a physician. If you already have a physician, you may also wish to confer with him or her for advice on selecting other physicians. You should also discuss designations with a physician before choosing him or her. Physician evaluations have a risk of error and should not be the sole basis for selecting a physician. Please visit myuhc.com for detailed program information and methodologies.