Prescriptions and Pharmacies

UnitedHealthcare has teamed up with OptumRx as your care provider to help you find out what medications are covered, check out ways to lower your costs, see how to fill your prescriptions and more. Check out what's covered, ways to lower costs, how to fill prescriptions and more.

Prescription Drugs — How to find out what's covered

When it comes to coverage, keep in mind that some medications may have requirements before filling them. Also, if a medication doesn't fit your budget, it's a good idea to remember your doctor is here to help—talk to them about lower cost options.

Prescription Drugs

The easiest way to find out if a prescription is covered is to check the Prescription Drug List (PDL) — which takes the most commonly prescribed medications and organizes them into cost tiers. For more on the PDL, see the Prescription Costs section.

Important: Search the Prescription Drug List (PDL) associated with your pharmacy benefits from the links below. 

Is your medication covered in the PDL?

Advantage 3-Tier

Advantage 4-Tier

Prescription Costs — How to manage them

The Prescription Drug List (PDL) takes medications and places them into tiers, arranging them from lowest to highest cost.

$
Tier 1

Lowest Cost

Mostly generic and some name-brand medications.

$$
Tier 2

Mid-range Cost

A mix of brand-name and generic medications.

$$$
Tier 3

Higher Cost

A mix of brand-name and generic medications.

$$$$
Tier 4

Highest Cost

Mostly brand-name drugs, as well as some generic medications.

Fills and Refills — How to get them

You have choices in the way you order your prescriptions.

Order in.

With home delivery, you can order up to a 3-month supply of medications you take regularly. Signing up is easy, and there's free standard shipping to U.S. addresses.

Head out.

Pick up your medications at any of our UnitedHealthcare network pharmacies and it may help you save on costs.