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MyChoice by Surest

With this copay plan, there is no deductible and no coinsurance. You’ll get head-to-toe coverage for you and your family from colds to cancer, preventive to emergency care – available through the large, national UnitedHealthcare provider network. Plus, access from anywhere with virtual options. 

  • Search for care, compare actual prices (not estimates) in the form of a copay, and see ratings and reviews. When you compare options, you can also potentially save money. 
  • Surest members average 50% lower out-of-pocket costs compared to traditional plans offered by employers. 
  • Access to a broad, national UnitedHealthcare network of 1.8 million providers and 5,000 hospitals. 
  • Lower copays are assigned to providers evaluated as high-value – in other words, those providers are more effective and cost efficient. 

Discover the Surest difference

See how you can save using this interactive demo. 

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Compare to help find the right health plan

Our comparison chart helps you find your best fit by listing important plan benefits side-by-side.

Plan comparison
Plan comparison

Plan at-a-glance

Network coverage

Both network and out-of-network providers covered

Primary care provider

Primary care provider is not required

Copays

See clear, upfront prices before making an appointment.

Savings account options

Savings account options not offered

Medical annual deductibles and out-of-pocket limits

  • Deductible amounts

  • Out-of-pocket limits

  • Deductible amounts

  • Out-of-pocket limits

Medical costs - copays ($) and coinsurance (%)

  • Doctors and specialists

  • Virtual, urgent and emergency care

  • Doctors and specialists

  • Virtual, urgent and emergency care

Pharmacy costs

  • Prescription drugs

  • Prescription drugs

Are your providers in the Surest network?

With Surest, you have access to the large UnitedHealthcare network of doctors, hospitals and clinics. Prices (copays) are assigned to providers and treatments based on quality, efficiency and overall effectiveness of care.

See if your preferred providers are in our network:

Discover the differences of Surest in this interactive demo

At the end of the demo, you'll find a link and guest access code you can use to log into the Surest site.  Look up your providers in the network and see their current copay information. 

Test drive Surest today Opens in a new tab

A health plan that helps you where you are.

The Surest app is an information tool to help you find care that fits your health needs and budget. If you’re not sure where to start, the Surest app lets you explore care options and costs when it’s convenient for you – day or night. Simply type in a symptom like “headache.” Accessing the large network of UnitedHealthcare providers, the app will populate a list of doctors and treatment options for you to consider.

You can also see a map view of provider locations and upfront prices (copays) to help you decide where to go. Sometimes just knowing how much care is going to cost – before your visit – may help you feel better about getting care. If you already know who you want to see, just type in the doctor name or specialty to get costs and scheduling details.

We believe a health plan that provides this much clarity gives you a superpower, and you get to decide how to use it.