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With the NV Direct Compensation Plan, you have the flexibility to select any general dentist in the plan network. You aren't required to select a primary care dentist but it's helpful to have one.
If you choose a dentist that isn't in the network, you won't receive coverage. However, if a network dental provider is not available within a reasonable distance of where you live or work, you may be referred to an out-of-network dental provider and still receive services at the network rate.
By seeing a general dentist in the network, preventive care such as exams, cleanings and other preventive services are most often covered 100% with a zero-dollar copay.
Referrals are required to see a specialist.
There’s no deductible or minimum amount that must be paid before the plan begins to pay. There’s also no annual maximum, which is the limit to how much the plan will pay each plan year.
Our comparison chart helps you find your best fit by listing important plan benefits side-by-side.
Network | Out-of-Network | |
---|---|---|
Individual | Not Applicable | Not Applicable |
Family | Not Applicable | Not Applicable |
Network | Out-of-Network | |
---|---|---|
Individual | Not Applicable | Not Applicable |
Family | Not Applicable | Not Applicable |
Network | Out-of-Network | |
---|---|---|
Routine Exams and Evaluations | 100% Covered | N/A |
Cleanings | 100% Covered | N/A |
Labs and Other Diagnostic Tests | N/A | N/A |
Network | Out-of-Network | |
---|---|---|
Individual | Not Applicable | Not Applicable |
Family | Not Applicable | Not Applicable |
Network | Out-of-Network | |
---|---|---|
Individual | Not Applicable | Not Applicable |
Family | Not Applicable | Not Applicable |
Network | Out-of-Network | |
---|---|---|
Routine Exams and Evaluations | 100% Covered | N/A |
Cleanings | 100% Covered | N/A |
Labs and Other Diagnostic Tests | N/A | N/A |
Find out if your dental care provider is in the network.
Most dental plans share the same idea: there’s what you pay for care, when you pay for it, and how much of those care costs you and your plan share.
For services other than preventive care, you pay a deductible - a set dollar amount - before your coverage kicks in.
As soon as the deducible is met, you and the plan will share the costs of services you received. Known as coinsurance, this is the percentage of costs you pay for covered dental care.
The plan pays for services up to set dollar amount, called an annual maximum. If you reach the maximum amount, you'll need to pay the entire cost of any additional dental care you receive that year.
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