Choice Plus Plan

With this plan, you can use any doctor, clinic, hospital or health care facility you want in our national network.

There’s coverage if you need to go out of the network. However, seeing an out-of-network provider will likely cost you more. If you need to see a specialist, a referral is not required.

Preventive care is covered 100 percent in the network. You don't have to pay any out-of-pocket costs for age-appropriate preventive care as long as you use a network doctor.

Plan Highlights

The doctors and facilities in our network have agreed to provide services at a discount, which may help lower your health care costs - that's why searching for network providers makes good sense.

Network coverage

Network coverage plays a big part in delivering you cost savings and quality care. With the network, you'll have access to a group of health care providers and facilities that have a contract with UnitedHealthcare.

Finding providers in the network is easy when you use Provider Search.

Stay in the network - To help save on costs, choose care and services from within our network.

Look for the hearts

To help you find quality and cost-efficient doctors, the
UnitedHealth Premium® program fully evaluates doctors in various specialties.

Primary care provider

While this plan does not require you to have a primary care provider (PCP), choosing one for yourself and each covered family member is highly recommended. Your PCP is your health guide - coordinating your care, helping you avoid cost surprises and supporting you in achieving your best health.

It's easy to find and choose a network PCP - just go to Provider Search to get started.

How to choose your primary care physician

To get started, go to Provider Search. After that, follow these steps.

1. Under Find Health Care by Category, select People.

2. Then select Primary Care for a list of the PCP types.

3. Click on All Primary Care Physicians to see a list of PCPs.

4. Choose the name of the network PCP you'd like to coordinate your care.

5. Click Enrollment Information for the Physician ID number— you'll need the number to enroll.

A friendly reminder: if you're enrolling in a family health plan, you'll need to choose a PCP for each plan member.

Services Covered

With this plan, preventive services are covered at 100%. Here's just a partial list of what's covered - for the full list view full benefits

Doctor Office Visits and Labs

Emergency and Outpatient Care

Mental Health and Substance Disorder Service

Pregnancy and Newborn Care

Health and Wellness

Choice Plus Plan

Plan Highlights

Find a doctor in our network

Network coverage

Look for the hearts

Primary care provider

How to choose your primary care physician How to choose your primary care physician

Services Covered

How to choose your primary care physician