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Choose the dental plan that works for you

Check your employer's enrollment site to see if dental plans are offered as part of your open enrollment options. Our dental plans are designed to help keep your teeth and gums healthier. 

Dental plans include:

Access to a large local and national network of dental providers

Coverage on hundreds of services — from fillings and root canals to oral surgery and more

Preventive care, which is covered when you use a network dental provider

Using a network provider may help you save money

Before enrolling in a plan, it’s a good idea to make sure your dentist is in our plan network. The dentists and dental care providers in our network have agreed to provide services at a discount. This means that using a network dentist will provide you with a higher level of coverage and may help lower your dental care costs.

Search the PPO network for Bronze, Silver and Gold plans Opens in a new tab

If you live in AZ, CA, CO, DC, FL, GA, IL, IN, MD, MO, NJ, NV, NY, OH, PA, TN, TX or VA

Search the DHMO networks for the Platinum plan Opens in a new tab

Get 24/7 access to virtual dental visits

With virtual dental visits — also called teledentistry — there’s an easier way to see a dentist without going to the dentist’s office. Use virtual dental visits to:

  • Connect with a state-licensed and fully credentialed dentist by computer or mobile device1 — so you can get the care you need whenever, wherever2
  • Get a second opinion, treatment options or a medically necessary prescription
  • Consult with a dentist on a variety of nonemergency dental conditions, including oral pain, broken or sensitive teeth, gum swelling and bleeding, orthodontia needs and more
Learn more about virtual visits Opens in a new tab

Using the Discounts and Rewards Marketplace

With the UnitedHealthcare dental plan, you will have access to our Discount and Rewards Marketplace, powered by BenefitHub, which provides discount offers on several services and products.

Learn about discounts Opens in a new tab

Review your dental plan options

Depending where you live, you have a choice of a PPO or a DHMO/Managed Care plan.

The Bronze, Silver and Gold (PPO) plans are available to residents of all states.

The Platinum (DHMO) plan is available if your employer offers it and if you are a resident of AZ, CA, CO, DC, FL, GA, IL, IN, MD, MO, NJ, NV, NY, OH, PA, TN, TX or VA.  Please check your employer’s enrollment site to see if the Platinum plan is available.

Bronze, Silver, Gold (PPO)

  • Is preventive care covered?

  • What other services are covered?

  • Is orthodontia covered?

  • Are oral cancer screenings covered?

  • Is there extra care during pregnancy?

  • Can I see any dentist I want?

  • How big is the network?

  • Is there a difference in costs?

  • Do I need a referral to see a specialist?

  • Are there pre-existing condition exclusions?

Platinum (DHMO)

  • Is preventive care covered?

  • What other services are covered?

  • Is orthodontia covered?

  • Are oral cancer screenings covered?

  • Is there extra care during pregnancy?

  • Can I see any dentist I want?

  • How big is the network?

  • Is there a difference in costs?

  • Do I need a referral to see a specialist?

  • Are there pre-existing condition exclusions?

Please note: Network and out-of-network coverage levels are equal; however, when you choose to see an out-of-network dentist, you must pay the difference between what we pay our network dentists and what your out-of-network dentist bills you.

The above questions and answers are a general description of coverage benefits. You should consult with your official plan documents.

A closer look at how oral health connects with overall health

Getting regular dental checkups and screenings can help your dentist detect early signs of gum disease, which may help reduce the risk of diabetes3 heart disease,4 respiratory conditions5 and rheumatoid arthritis.4 And when you have a UnitedHealthcare health plan and dental plan, you get the added benefit of a simplified, connected health care experience.

1 Consultations can be conducted by phone call or video where allowed in each state. Not available in Maine or Texas.

2 Teledenistry service currently unavailable in Maine or Texas. The service is currently only available to fully insured members; check your plan details or call the number on your dental ID card. Services may not be available in all states or for all lines of business.

3 Xiaofeng Wang, Huiyu Wang, Tianfu Zhang, Lu Cai, Chenfei Kong, Jinting He. Front Endocrinol (Lausanne): “Current Knowledge Regarding the Interaction Between Oral Bone Metabolic Disorders and Diabetes Mellitus.” Published online August 7, 2020. www.ncbi.nlm.nih.gov/pmc/articles/PMC7438828/

4 N. Fine, J.W. Chadwick, C. Sun, K.K. Parbhakar, N. Khoury, A. Barbour, M. Goldberg, H.C. Tenenbaum, M. Glogauer. Journal of Dental Research: “Periodontal Inflammation Primes the Systemic Innate Immune Response.” First published October 20, 2020. journals.sagepub.com/doi/10.1177/0022034520963710

5 Vittorio Moraschini, José de Albuquerque Calasans-Maia, Monica Diuana Calasans-Maia. Journal of Periodontology: “Association between asthma and periodontal disease: A systematic review and meta-analysis.” First published February 23, 2018. aap.onlinelibrary.wiley.com/doi/abs/10.1902/jop.2017.170363

This policy has exclusions, limitations and terms under which the policy may be continued in force or discontinued. For costs and complete details of the coverage, contact either your broker or UnitedHealthcare Insurance Company.

UnitedHealthcare dental coverage underwritten by UnitedHealthcare Insurance Company, located in Hartford, Connecticut, UnitedHealthcare Insurance Company of New York, located in Islandia, New York, or their affiliates. The UnitedHealthcare Dental Platinum Plan in Florida is administered by Solstice Benefits, Inc.

Administrative services provided by Dental Benefit Providers, Inc., Dental Benefit Administrative Services (CA only), DBP Services (NY only), United HealthCare Services, Inc. or their affiliates. Plans sold in Texas use policy form number DPOL.06.TX and associated COC form number DCOC.CER.06. Plans sold in Virginia use policy form number DPOL.06.VA and associated COC form number DCOC.CER.06.VA. Benefits for the UnitedHealthcare dental DHMO plans are provided by or through the following UnitedHealth Group companies: Nevada Pacific Dental, National Pacific Dental, Inc. and Dental Benefit Providers of Illinois, Inc. Plans sold in Texas use contract form number DHMO.CNT.11.TX and associated EOC form number DHMO.EOC.11.TX. The New York Select Managed Care Plan is underwritten by UnitedHealthcare Insurance Company of New York located in Islandia, New York. Administrative services provided by DBP Services.

Benefits for the UnitedHealthcare Dental DHMO/Direct Compensation plans are offered by Dental Benefit Providers of California, Inc.