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Base Plan

With the Dental PPO, you can see any dentist you want, anywhere across the country. When you choose a dentist who is part of the plan’s large national network, you receive discounted rates only available to members. 

Referrals are not needed to see a network specialist. 

Preventive care, including routine exams and cleanings, is most often covered when you see a network provider.

Additional wellness benefits available with this plan include extra benefits during pregnancy and for three months after delivery, oral cancer screenings for adults, and teledentistry coverage to provide a clinical consultation 24/7 up to 2 times per every 12 months. 

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Compare to help find the right dental plan

Our comparison chart helps you find your best fit by listing important plan benefits side-by-side.

Plan comparison
Plan comparison

Plan at-a-glance

Network coverage

Network dentists recommended, out of network dentists allowed

Preventive care

Most or all preventive care provided by a network is covered at little or no cost to you

Annual maximum

This plan includes an annual maximum which is the most the plan will pay for the plan year

Cost-sharing

No copay for services

Referrals

No primary care dentist or referral to see a specialist required.

Dental annual deductibles and annual maximums

  • Annual deductible (per person)

  • Annual maximum

  • Annual deductible (per person)

  • Annual maximum (per person per calendar year)

Dental costs - copays ($) and coinsurance (%)

  • Preventive and basic services

  • Orthodontic services

  • Preventive and basic services

  • Orthodontic services

Are your providers in network?

Find out if your dental care provider is in the network.

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Coverage overview

  • Plan benefits

  • Provider network

Cost sharing

Most dental plans share the same idea: there’s what you pay for care, when you pay for it, and how much of those care costs you and your plan share. 

You pay a deductible

For services other than preventive care, you pay a deductible - a set dollar amount - before your coverage kicks in.  

You pay coinsurance

As soon as the deductible is met, you and the plan will share the costs of services you received. Known as coinsurance, this is the percentage of costs you pay for covered dental care.

Your plan pays until it reaches the annual maximum

The plan pays for services up to a set dollar amount, called an annual maximum. If you reach the maximum amount, you’ll need to pay the entire cost of any additional dental care you receive that year.